Georgia salary calculator

Georgian income-tax calculator

Estimate monthly take-home pay, employee deductions, employer cost and funded-pension contributions from a gross salary in Georgia.

Salary assumptions

Enter monthly gross salary

Funded-pension participant

Include employee, employer and State contributions under Georgia's funded-pension scheme.

This estimate applies 20% income tax. For a pension participant, it also applies 2% employee and 2% employer contributions, plus the State's annual contribution bands.

Annual salary and pension summary

Annualised values based on the same gross salary for all 12 months.

Annual gross salaryGEL 36,000.00
Annual income taxGEL 7,200.00
Annual State pension contributionGEL 600.00
Total annual pension contributionsGEL 2,040.00

The State contributes 2% on the first GEL 24,000 of annual salary, 1% on the portion from GEL 24,000 to GEL 60,000, and 0% above GEL 60,000. The displayed monthly State amount is an annual average.

Official legal sources

Tax Code of Georgia - Article 81Law of Georgia on Funded Pension - Article 3

This is an informational estimate for standard salary income. Exemptions, benefits, multiple employers, irregular pay, non-resident status or special tax treatment can change the actual result.

How salary tax is calculated in Georgia

Salaries in Georgia are subject to a flat personal income tax of 20%, set by the Tax Code of Georgia. Most employees also take part in the funded pension scheme introduced in 2019, under which 2% of the gross salary is paid by the employee, another 2% by the employer, and the state adds a further contribution on top.

Enter your monthly gross salary (the amount in your contract, before any deductions) and choose whether you participate in the pension scheme. The calculator applies the 20% income tax and, for participants, the 2% employee contribution to the gross salary, and shows what is left as take-home pay. It also shows your employer's 2% contribution and the employer's total monthly cost.

The state's co-financing depends on your annual salary: 2% on the part of annual pay up to 24,000 GEL and 1% on the part between 24,000 and 60,000 GEL. It goes into your pension account, not into your salary, so it increases your savings without changing your take-home pay. The figures in the calculator follow the Tax Code and the Law on Funded Pensions linked on this page; always check the current rules with the Revenue Service (rs.ge).

Formula

Take-home pay = Gross salary − 20% income tax − 2% pension contribution

Employer's cost = gross salary + 2% employer pension contribution. State co-financing per year = 2% × min(annual salary, 24,000) + 1% × the part of annual salary between 24,000 and 60,000 GEL.

Example: a gross salary of 3,000 GEL a month

Take an employee with a monthly gross salary of 3,000 GEL who participates in the pension scheme.

  1. Income tax: 3,000 × 20% = 600 GEL.
  2. Employee pension contribution: 3,000 × 2% = 60 GEL.
  3. Take-home pay: 3,000 − 600 − 60 = 2,340 GEL a month.
  4. Employer's pension contribution: 3,000 × 2% = 60 GEL, so the employer's total cost is 3,060 GEL.
  5. State co-financing: the annual salary is 36,000 GEL, so the state adds 2% × 24,000 + 1% × 12,000 = 600 GEL a year (50 GEL a month).

Every month 170 GEL goes into this person's pension account: 60 GEL from them, 60 GEL from the employer and about 50 GEL from the state. For someone not in the pension scheme, take-home pay on the same salary would be 2,400 GEL.

How to read the result

  • Negotiate in gross or net, but be clear which. Job offers in Georgia are quoted both ways; check whether a number is before or after tax before you compare offers.
  • See the pension contribution as savings, not a loss. The 2% you pay is matched by your employer and topped up by the state, and it stays in your own pension account.
  • Plan your budget on take-home pay. Use the net figure when you work out a loan payment, a savings goal or your emergency fund.
  • Know the limits of the calculator. It covers a regular monthly salary. Other kinds of income, such as rent, dividends, interest or self-employment, follow different rules; check them with the Revenue Service (rs.ge).
  • Remember that rules can change. Rates and thresholds are set by law; confirm them against the current Tax Code and pension law before making important decisions.

Frequently asked questions about salary tax in Georgia

Personal income tax on salaries in Georgia is a flat 20%, as set by the Tax Code. The calculator applies this rate to the gross monthly salary.
Participants in the funded pension scheme pay 2% of their gross salary, their employer pays another 2%, and the state adds 2% on annual salary up to 24,000 GEL and 1% on the part between 24,000 and 60,000 GEL.
Subtract 20% income tax and, if you participate in the pension scheme, the 2% pension contribution from your gross salary. For a 1,000 GEL gross salary the calculator shows 200 GEL tax, 20 GEL pension and 780 GEL take-home pay.
No. The state's contribution goes straight into your pension account. It increases your retirement savings but does not appear in your monthly pay.
It is designed for regular employment income. Rental income, dividends, interest, business income and small-business regimes are taxed under different rules; check the current rates with the Revenue Service of Georgia (rs.ge).

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Last updated: 1 October 2026

For information only, not financial, tax or legal advice. Results are estimates based on the figures you enter; check important decisions with your bank or a qualified adviser.